THE PROBLEMS AND PROSPECTS OF EFFECTIVE PLANNING FOR RETIREMENT IN NIGERIA: LIBRARIANS IN FOCUS

Abstract

Retirement is the act of withdrawing from public life, business or and to withdraw from active service. It is known as life after work and usually not palatable for most retirees who did not consciously plan for it .Consequent upon this, they are gripped by fear when they suddenly realised that their time is up to give up their jobs and are bedevilled with a number of problems like health issues, financial woes and loss of authority and esteem e.t.c. In the light of the above, this paper established the need for effective planning so as to have a blissful retirement life.